Texas is a huge state with millions of drivers and the highest speed limits in the country. It’s no surprise, then, that Texas also has plenty of car accidents.
Like all states, Texas has its own set of laws concerning accidents and insurance. Below are some of the most important, but keep in mind that an experienced San Antonio auto accident attorney can tell you a lot more about Texas laws and your situation.
Texas Uses a Fault-Based Car Insurance System
Texas follows a fault-based system for car insurance, which requires the driver who causes an accident to be held liable for the damages. The insurance companies of the drivers involved in an accident determine fault based on evidence such as police reports and damage to the vehicles. The driver found at fault and their insurance are responsible for paying for the property damage and injuries resulting from the accident.
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