Accidents happen, and it’s just a fact of life. Often, there’s no one at fault, morally or legally. More often, accidents happen when people are legally liable for their own injuries, like when they occur in a home you’ve owned and maintained for years due to completely unforeseen circumstances. That’s what insurance is for. It’s also for covering your costs when you’re legally liable for injuries or property damage that other people deal with because of an accident, which is why businesses carry a lot more insurance than individuals. They’ve got a lot of foot traffic, and a much higher risk of an accident happening as a result. Distinguishing when another person is liable can be difficult after an injury, which is why consulting with a personal injury lawyer is a good idea when you’ve been hurt.
What Does a Consultation Get You?
Consulting with a lawyer at a practice for personal injury law Houston TX gets you insight into the way legal liability operates under local and state law, as well as any relevant federal laws like those overseen by the Occupational Safety and Health Administration. It’s a good idea to get a consultation after any accident involving other people, as well as any accident that is a result of a malfunctioning piece of equipment like a vehicle or appliance. There are too many situations where liability might fall on someone else to list them all, which is why a consultation is often the best way to sort things out. It provides you with legal advice specific to your situation, and that helps you decide when to move forward.
Personal Insurance Claims and Appeals
Sometimes, you find out you don’t have a personal injury claim based on someone else’s liability but you do have an insurance claim, and that’s also useful information to get. In the event your insurance attempts to deny all or part of a claim, a lawyer who works on personal injury might also be able to take on the insurance appeal. Not all personal injury lawyers branch out that far, but many are also involved with insurance litigation as a natural extension of the realities of injury law. Even if that’s not the case, your consulting attorney may be able to make a referral to a colleague who can help with those needs.